Subject: File No. S7-14-08
From: Clint L Knight, Mr.
Affiliation: Personal Financial Analist

July 11, 2008

I would like for the Indexed Fixed Annuities to be a Securities Product.

There are Radio Personalities that currently quote over 18% apy. She gets away with this because she is not securities licensed and that these are not a securities product yet. If this will shut her up, Kathy Dewitt, in the Dallas Air Market, because it is misleading because as a securities agent we can not quote more that 12 % by LAW.

I will pass the securities license again and get reappointed so I can represent the Annuities to the clients who will benefit in using the product.