Subject: File No. S7-14-08
From: David G Much
Affiliation: Broker

September 10, 2008

This policy is an outrageous overstepping of authority by the SEC and a blatant attend to pacify Broker Dealers who have been losing money to safe guaranteed investments. Protecting seniors? What broker dealers would prefer if everyone gambled on the stock market with their life savings. This is nothing more than trying to force the commission structure of fixed insurance products through the grid of the broker dealers. I will support any lawsuit directed at denying implementation of this rule.