Subject: File No. S7-14-08
From: James Logsdon

September 9, 2008

Why would the SEC want to reduce or take away the security of the money that senior citizens want to set aside in a guaranteed indexed insurance products? I am 70 yers old and you folks want to take away one of the safest places I can put my money. The American public needs to have a "safe haven" for their retirement.

Please do not require these indexed annuities to be a security.

Thank you.