Subject: File No. S7-14-08
From: Brett Ballard
Affiliation: Insurance Broker

July 15, 2008

What are you guys smoking up there? Where's your IQ? In the toliet?

You want to place perfectly safe Equity Indexed Annuities under the Securities category?

HOW STUPID CAN YOU GET?

Can I sue you for running me out of business? Maybe I will.

TOTAL MORONS.