Subject: File No. S7-14-08
From: Henry W Shaw

September 5, 2008

Why don't you people get a job and stop creating problems where they don't exist.Index Annuities is a insurance product not securities.A 1st grader would know that . Where is the risk in this product? has anyone taken a loss in this product? In securities there is a risk and you can have losses on your money so stop playing games with this product and let insurance agents sell this safe product without you on there backs so the public can make money with a safe product.