Subject: File No. S7-14-08
From: Eugene C Long

September 2, 2008

Surely you can understand the differences between a Fixed Indexed Annuity and traditional securities. Surely you understand that a Fixed Indexed Annuity holder is protected with guarantees against loss and even guaranteed a minimal gain. How could you possibly view this fixed insurance product as a risk security? I diligently request that you proceed by the letter of the law and exercise all intelligent reasoning. Please do not act irresponsibly and irrationally as a reactionist to a separate issue. Do not remove a splinter with a back hoe. I beseech you to represent us intelligently.
Sincerely,
Eugene C. Long,
Lancaster County PA