Subject: File No. S7-14-08
From: Tommie J Pool

September 2, 2008

Tousands of Seniors preparing for retirement have lost money in the market utilizing "security products". To my knowledge very few if any Seniors have lost any of their retirement money in Tax Deferred Annuities or Fixed Indexed Annuities. It seems to be almost criminal to allow these same "security" people that have lost all this money be able to "take over" the Fixed Indexed Annuity business. Please leave the control and supervision of Fixed Indexed Annuities with the States and under the direction of the NAIC.