Subject: File No. S7-14-08
From: thomas hicks
Affiliation: FINANCIAL

September 2, 2008

I STRONGLY OPPOSE THE SEC RULE TO MAKE AN INSURANCE PRODUCT A SECURITY. THIS IS A BURDENSOME RULE THAT WILL AFFECT AGENTS ,CLIENTS, FAMILIES.IT IS ALREADY REGULATED BY THE STATE INS. COMMISSIONS. WE ALREADY ABIDE BY STRING ETHICS.