Subject: Indexed Annuities

August 28, 2008

As a long time insurance and investment professional I strongly agree with the SEC position on SEC Regulation of Index Annuities and Indexed Universal Life. In my career I believe that these products should be regulated for proper advertisement, suitability at time of sale and agent training.

I vote for regulation for index annuities and index universal life by the FINRA and SEC.

Ed Portillo, CLU, ChFC
Investment Adviser Representative
Regional Vice President
Woodbury Financial Services, Inc.