Subject: File Number S7-14-08

August 28, 2008

Dear SEC, I am writing to comment on the proposed Rule 151A. Although I am a member of NAIFA, which opposes the rule, as a licensed securities broker and a advocate of protecting my clients , I AGREE with the Rule 151A, and encourage you to enact it. Sincerely,
Dennis M. Patrick, CFP®, ChFC, LUTCF
Manager, Financial Services