Subject: Please do not accept rule 151A

August 28, 2008

I am a Certified Financial Planner and insurance professional located in NC. I feel the rule 151A will limit my ability to use a valuable product with my clients. I feel by classifying this as a security would not benefit the individual client. Perhaps requiring CE credit would encourage the proper fit with clients, if that is your concern. How closely would it be monitored with all the other investment vehicles currently under the Securities domain? .Don’t spoil opportunities available to clients because a few licensed professionals have used misleading sales practices. Let us do our work…. Barbara R. Fleming, CFP®