Subject: Indexed Annuities and Life

August 27, 2008

As an agent and registered rep, I think that it is important that Indexed products only be sold by registered reps. And frankly, I’ve never seen one that I would sell. The products/contracts are too complicated and are too lacking in flexibility (too many penalties) to be worthy of note.

Bruce

Bruce J. Brennen, MBA, CLU, ChFC