Subject: File number 57-14-08

August 27, 2008

I am writing you to express by wholehearted support for the passage of Rule 151-A that would classify indexed annuities as securities. There is so much abuse going on in the selling of this very complicated product and there is hardly any supervision. I am a license insurance agent myself, but I wholeheartedly support the passage of this ruling.

Thank you,

Daniel S. Barizo
Financial Representative