Subject: File No. S7-09-13
From: Warren Schenck

September 15, 2014

Dear Sir or Ma'am,
The time has come to release the rules for title (III). The people deserve the right to make decisions about where they put their own money. I learned in junior high that buyer beware. I still believe consumers need some protection but the buyer needs to be aware if it sounds too good it probably isn't.  Freedom is also the right to make mistakes.
thank you.

warren schenck