Subject: File No. S7-08-09
From: William T Lanza

May 5, 2009

I have to refinance my home in order to pay for my son's college tuition. Why, because of the meltdown of the stock market after 9/15. The total destruction of Lehman Brothers
due to the SEC's compliancy towards naked short sales, caused a "bear" raid that nearly destroyed our entire financial system. Everyone who works for the SEC should be ashamed about the way the SEC has operated in enforcing the rules of the market place. RUELES ABOUT SHORT SALES WERE PUT IN PLACE FOR A REASON. TO PROTECT INVESTORS FROM GREEDY PEOPLE WHO WOULD TAKE ADVANTAGE OF THE SYSTEM
I will now have to work until I am 69 years old because of the wealth destruction caused by a bunbling SEC