Subject: Up tick rule on stock exchanges

September 15, 2008

Mr. Chairman,

I would urge the SEC to put back in the rule allowing shorting stocks only after up ticks (not just 19 stocks). I believe this is something that needs to be corrected now. I believe it is a big part of crisis we find ourselves in. That is different than the loan issue but still needs to be addressed. Thank you.

Ruffin Chandler


.Ruffin Chandler, Jr.

Ruff Property & Development, LLC