Subject: File No. S7-07-13
From: Francoise H La Monica
Affiliation: n/a

October 7, 2013

It is high time that regulatory agencies perform the task they were set up to perform. Your past lack of enforcement was a factor of the 2008 financial crisis and the American people are clamoring for reform of the financial system.
I urge you to strickly define and enforce the provisions of the Todd/Frank Act.