Subject: File No. 4-606
From: Terry L Anderson, CLU, RIA, LIC

August 9, 2010

I have been in the life insurance and investment business for over 37 years. I am 62 and enjoy what I do for my client's
I suspect other writer's have laid out current continuing eduacation requirement's for our professional designation's.
In 3 weeks my Designated Field Supervisor (DSP) will be making annual visit to review my client file's, transaction and communication log's and e-mail history.
I also receive monthly compliance bulletins. I am feeling suffocated by Washington's appetite for even more regulation's. I question why I should stay in this business when even a little misstep could result in a fine or reprimand.
Terry Anderson, CLU,RIA