Subject: File No. 4-606
From: RICHARD B HANSON
Affiliation: LUTCF,FIC.

August 7, 2010

PLEASE, NO FURTHER REGULATION IS NEEDED..MY COMPANY TAKES COMPLIANCE ISSUES NOW TO THE 10TH DEGREE..WE INFORM OUR CLIENTS VERY WELL OF SECURITIES THEY OUR PURCHASING..OUR COMPANY DOES NOT WANT TO END UP ON THE 5 O'CLOCK NEWS..I THINK INSURANCE COMPANIES ARE ALREADY AHEAD OF THE CURVE..