Subject: File No. 4-606
From: John C Goodenough

August 6, 2010

I am 25 year veteran in the financial services industry and have passion and enthusiasm about my business, industry and clients. While I enjoy, respect and uphold all that keeps our industry "clean" and "right", needless regulations are something that I am extremely against and have no tolerence. I have no patience for the "Layering" of more and more beauracoacy that essentially makes our business that much more difficult to function and be productive.