Subject: File No. 4-606
From: William S. Hunter, ChFC, CLU
Affiliation: AXA Advisors, LLC

August 4, 2010

Please do not place more regulations on financial advisors.

Increased regulations are getting to the point where it is not worth the time and effort to properly service our clients.

Our suitability standards have been quite successful in servicing our clients and I am very much against adding more regulation to my servicing of my clients