Subject: File No. 4-606
From: Donald R Ryther

July 30, 2010

I do not want the SEC to impose a fiduciary standard on me as a registered representative. I am already subject to strict and heavily enforced suitability standard. To add more enforcement would only add more cost and that is the last thing my clients need at this time. Forcing individuals to a fee only model is not necessary and would hurt the majority of American investors.


Don Ryther