Subject: File No. 4-606
From: Shawn M Wilkins, CLU
Affiliation: CEO

July 30, 2010

-To Whom It May Concern:
I am also concerned with the welfare of our consumers and clients and continue to educate my team of employees and associates regarding fairness, equality and the seriousness of our fiduciary responsibility. The industry can do and does regulate itself far better than any additional bureaucratic assistance. As additional regualtions are considered, look around and evaluate the regulators first Our government is far more need than the financial industry Please refrain from adding any new regulations, enforce the ones on the books currently

Best Regards

Shawn Wilkins CLU