Subject: File No. 4-606
From: Rick Strevey CFP, RFC
Affiliation: NAIFA, FPA

July 30, 2010

It seems that there is enough compliance issues that keep broker dealers and reps./agents busy and keeps adding to more costs every year for everyone. We don't need more compliance and legislation, rather a closer watch and enforcement of what is already in place. Between more C.E. amd compliace each year, it's hard to do what we are supposed to be ding and of course taking care of our clients. Please don't keep adding to the more burden of staying in business.