Subject: File No. 4-606
From: Jay Healy
Affiliation: FPA SFSP CFP

August 30, 2010

As the owner of a SEC registered investment advisor, and a certified financial planner, I support a universal fiduciary standard for anyone providing financial services to the public. The current landscape is too confusing and fractured. Any efforts to consolidate regulations, oversight, and standards should be at the highest level of duty to our clients.