Subject: File No. 4-606
From: daniel J Callahan, Esq.

August 29, 2010

I have invested for years relying on my broker to provide me with his good faith belief of what is in my best interest, not his. Whatever transaction I engage in I believe the broker makes a fair profit, therefore I never understood that a broker would be motivated to steer me in a direction he did not believe was in my best interest. If this is not the law, it should be.