Subject: File Number 4-606

August 29, 2010

I read Pamela Yip's column from THE DALLAS MORNING NEWS today in the Austin Statesman today which promoted me to send you the following comment

I think it is very important that fiduciary standards be uniform for all financial professionals; stockbrokers, .investment advisers, financial planners, and whatever title they may use. Financial professionals should not be allowed o put their interests above their clients. Why do we need more than one set of standards? The right answer is, "we don't".


Dr. Donald A. Flory, Ph.D.
Quality Assurance Associates