Subject: File No. 4-606
From: Ronald E Simmons
Affiliation: NAIFA

August 27, 2010

As a NAIFA Member we are already acting in the best interest of Our client The Dodd bill will just make doing Business more costly and Hurt the small Business Insurance/Financial Agent with an unbelievable amount of increased Liability and Paperwork.In The Best Interest of the client the protection is currently in place by working with an Agent in good standing with an Organization like NAIFA, in which all Members take an Oath to put the Client first an hold them in the very best Regard"All the regulation in the world can't duplicate that" Thank You for saying No to Dodd