Subject: File No. 4-606
From: David C Crandall
Affiliation: Financial Consultant

July 30, 2010

Please repeal this decision to over-regulate our insdustry.
You need to first regulate yourselves and your excessive spending, and regulate Fannie and Freddie.
Government regulations, fees, and 2000 page laws are ruining growth in this country and forcing corporations to move outside US, and over-regulation of individual producers is loading us with un-needed duplicate regulations with our own companies, the states, and other requirements.