Subject: File No. 4-606
From: Vernon V Chatman, III
Affiliation: Owner TFI

August 26, 2010

Requiring everyone who provides personalized investment advice to act in the investors best interests will help restore the faith and confidence in our markets and financial professionals that is so desperately needed. This is the most common sense consumer initiative the SEC can take and I strongly encourage you to take the opportunity to provide this simple, meaningful investor protection