Subject: File No. 4-606
From: Theodore F Beckman
Affiliation: Financial Professional for Prudential

August 25, 2010

I strongley feel that the suitability standards that govern Broker-Dealers and Registered Representatives is a solid and heavily enforced standard and that further regulation would be costly and time consuming. These additional costs would eventually be passed down to consumers. These ever increasing regulations, at some point, will actually decrease the effectiveness and availability of finacial help to the public which they sorely need.