Subject: File No. 4-606
From: edel blumberg
Affiliation: NAIFA

August 24, 2010

As a 27 year veteran of the finacial services indutsry I have managed, supervised and sold . I have seen the regulations already in place be a burden of immense proportion for an industry that has for the far most done a superb job of policing themslves.
It's a burden that moving forward to increase will only come to bear on the one place it needn't have an effect on..............THE CONSUMER. Big government is just that... BIG. TOO BIG is even more daunting