Subject: File No. 4-606
From: Robert Lund

August 24, 2010

Please do not add aditional enforcement / reporting requirements for the financial services industry, there is sufficent regulations already in place that serve the industry and customer well if properly enforced.

A new level of regulation will add reporting burdens and create non productive down time as well as create additional expense to be passed on to the customer.

Use the existing system and enforce the rules properly.

Thank you.