Subject: File No. 4-606
From: Terry L. Burke, LUTCF
Affiliation: District manager

August 20, 2010

Just some short comments concerning the push to add additional regulation to the securities industry. Crooks will be crooks and bad people will be bad people. Is it that all should be punished for the actions of just a few. The few should be punished in a manner that befits the crime. Most times the bad apples get a slap on the wrist, a couple of years in prison, and are still able to continue their lives after with little or no consequence. This is while those of us out here trying to earn a honest living get to jump through the ever increasing hoops just to keep our business going.