Subject: File No. 4-606
From: Roger T Harmon
Affiliation: CFP

August 19, 2010

I have been an advisor for 13 years, always gladly working under a fiduciary standard of care. I can not imagine offering financial advice under any other standard. It should be a baseline standard that the public expects, but unfortunately a great majority do not even know what it means. The regulator's role should be to make sure they get what they deserve.