Subject: File No. 4-606
From: Aaron P Jackson
Affiliation: CFP, Financial Planning Advisor - VALIC

August 19, 2010

Re: Financial Regulation Reformation - Insuarance and Investment Services.

"Doing the right thing" by Aaron Paul Jackson, CFP

If you are going to look out for the investing public...then a Fiduciary level of care and responsibility makes sense (ie do unto others as you would have them do to you) Liability for financial servoce shoud rest with the financial service companies that create and sell them and not be pushed back on the general public.

Oh, if you could please make the rules simple and easy to follow. Many of our Citizens complain that the rules are so complicated, they become confused about what is the right way to save for retirement (or plan their finances) and thus avoid responsibility for taking action toward their financial goals.

If the rules are complicated (in an effort to make everyone do the right thing) then at least make them consistent for the banking, insurance, brokerage, investment advisors or anyone else advising the public about their money.

Thanks for taking the time to read this. I hope it makes a positive difference.