Subject: File No. 4-606
From: Carol Lewis
Affiliation: Register Investment Advisor and Certified Financial Planner

August 17, 2010

I cannot believe that you pass volumes of legislation and you leave out the requirement for people selling financial products (and insurance) that they act as fiduciaries and put the public interest ahead of their own. Who would be in favor of such an obvious omission (other than lobbyists)?