Subject: File No. 4-606
From: Jeff Vistica
Affiliation: CFP(R) Certificant

August 17, 2010

The public, investors, our clients, and all others who engage professional advisors to help them plan for their financial futures should be treated with the utmost care and diligence. A fiduciary standard is what the deserves and it should be the measure by which all advisors deliver service. Any thing else is simply inferior.

Yours truly,
Jeff Vistica