Subject: File No. 4-606
From: Robert T Adams

August 17, 2010


One of your prime responsibilities is to encourage fair dealings between agents/advisors and the investor. The Fiduciary Standard places the client's interests first when advice is provided. Since part of the SEC's function is ensure investor's are treated fairly, the Fiduciary Standard is a clear and understandable standard that should be applied to all who advise investors for compensation (fees, commissions, or hybrid).

Thank you,

R T Adams