Subject: File No. 4-606
From: C J Bruno
Affiliation: Securian Financial

July 30, 2010

Comments:

The suitability standard governing broker-dealers and registered reps is a robust and heavly enforced standard.

Clients cost in terms of finances and time are high and eventually will cost the clients.

More liabilities of a fudiciary duty could mena costs and our ability to serve our clients.