Subject: File No. 4-606
From: Orval H Cullen
Affiliation: FIC...NAIFA

July 30, 2010

To whom it may concern,

I have been a registered representative for over twenty years....I have always tried to do the best for all of my this date I don't think I have a single complaint in my file...I am regulated enough...Please do not stoop to the lowest common denominator via additonal regulation to solve this issue

Thank you

orv cullen