Subject: File No. 4-606
From: victor j wendl
Affiliation: President Wendl Financial

August 16, 2010

The public does not understand the difference between a suitability standard that brokers must conform to and a fiduciary standard that investment advisors such as myself must adhere to. If we are going to evolve as a true profession such as lawyers and doctors, we must all conform to a fiduciary standard. Let's bite the bullet and make this happen.