Subject: File No. 4-606
From: Paul Sherburne
Affiliation: Professional Trainer for Insurance/Financial Services

August 12, 2010

The economy is already struggling with lack of resources and fear of continuous threat of law suits. Just look at the medical insurance situation and you will find the increase in health care directly proportional to increase in medical liability insurance. Now people will have to pay more fees just to save for retirement and other investment goals. As we look at Social Security, we are convinced the government cannot provide a solution, why would you want to add more government control (increased expenses) into private investments as well. By having fewer people providing this service (a direct result of increased controls)fewer people will be able to get the support needed to make quality investments. Has increased costs and more government control helped with any other endeavor recently?