Subject: File No. 4-606
From: Charmaine Uhrig

August 12, 2010

Increasing security for Registered Reps. does not make investments safer for comsumers. The broker who places funds but is not registered is where the gap is. Additional layers of compliance standards will only drive the personal registered advisor from the market and leave the consumer more vulnerable or drive price of doing business so high no one will be able to afford the service.