Subject: File No. 4-606
From: Benjamin D Conover
Affiliation: Financial Advisor

August 12, 2010

I have been an Advisor for 2 1/2 years. I act in the best interests of my clients every day and look forward to a long career of doing what is right for my clients every time I help many middle income families save for retirement that normally would not bother. I am afraid that if this legislation passes, I will not feel comfortable in my profession and will hesitate to help those in need. Please allow us to continue doing the best job for those we help every day.