Subject: File No. 4-606
From: JOHN A FORBING

August 9, 2010

-I have a 6 and 63 license. I have to take CE classes and a special exam every 2 years plus State Farm training. If I am required to do more it won't make any sense. I multiline my clients and only do what is in their best interest. Please don't put more requirements on me. Thanks