Subject: File No. 265-28
From: Michael See
Affiliation:

Dec. 03, 2020

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Hello, 


I'm interested in hearing about the SEC's stance on how to classify the digital asset XRP (formerly called Ripple).  Is it classified as a currency or a security? 


I think pushing this kind of technology forward would be useful during times of economic uncertainty, especially when people are avoiding physical contact due to coronavirus.  This kind of digital asset also has the potential to make stimulus check transfers to citizens relatively seamless. 


Thank you, 


Michael