Subject: File No. 265-28
From: Ram Medikonduri, Ph.D

May 5, 2016

I have been trying to understand for sometime how much I am paying each year. It is almost impossible to get that information. Please make sure fund companies and asset managers provide that information in dollar terms for each account. PLEASE NO MORE DILUTION OF THIS RULE. We need that information to make smart and appropriate choices.

Thanks,
Ram