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<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><a name="note12"><font style="display: inline; font-weight: bold;">Note</font><font style="display: inline; font-weight: bold;">12. Commitments, Contingencies and Off-Balance Sheet Activities</font></a></font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Credit-related financial instruments:</font> The Company is a party to credit-related commitments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.  These credit-related commitments include commitments to extend credit, standby letters of credit and commercial letters of credit.  Such credit-related commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company's exposure to credit loss is represented by the contractual amount of these credit-related commitments.  The Company follows the same credit policies in making credit-related commitments as it does for on-balance-sheet instruments.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011 and December 31, 2010, the following credit-related commitments were outstanding:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Contract Amount</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unfunded commitments under lines of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">154,259</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,850</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and standby letters of credit</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,401</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,051</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require a payment of a fee.  The commitments for equity lines of credit may expire without being drawn upon.  Therefore, the total commitment amounts do not necessarily represent future cash requirements.  The amount of collateral obtained, if deemed necessary by the Bank, is based on management's credit evaluation of the customer.  Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers.  Overdraft protection agreements are uncollateralized, but most other unfunded commitments have collateral.  These unfunded lines of credit usually do not contain a specified maturity date and may not necessarily be drawn upon to the total extent to which the Bank is committed.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial and standby letters of credit are conditional credit-related commitments issued by the Bank to guarantee the performance of a customer to a third party.  Those letters of credit are primarily issued to support public and private borrowing arrangements.  Essentially all letters of credit issued have expiration dates within one year.  The credit risk involved in issuing letters of credit is the same as that involved in extending loans to customers.  The Bank generally holds collateral supporting those credit-related commitments, if deemed necessary.  In the event the customer does not perform in accordance with the terms of the agreement with the third party, the Bank would be required to fund the credit-related commitment.  The maximum potential amount of future payments the Bank could be required to make is represented by the contractual amount shown in the summary above.  If the credit-related commitment is funded, the Bank would be entitled to seek recovery from the customer.  At September 30, 2011 and December 31, 2010, no amounts have been recorded as liabilities for the Company's potential obligations under these credit-related commitments.  The fair value of these credit-related commitments is approximately equal to the fees collected when granting these letters of credit.  These fees collected were $23 thousand as of September 30, 2011 and $13 thousand December 31, 2010, respectively, and are included in “other liabilities” on the Company's balance sheet.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Concentrations of credit risk: </font>The majority of the loans, commitments to extend credit, and standby letters of credit have been granted to customers in Los Alamos, Santa Fe and surrounding communities.  Although the Bank has a diversified loan portfolio, a substantial portion of its loans are made to businesses and individuals associated with, or employed by, Los Alamos National Laboratory (the “Laboratory”).  The ability of such borrowers to honor their contracts is predominately dependent upon the continued operation and funding of the Laboratory.  Investments in securities issued by state and political subdivisions involve governmental entities within the state of New Mexico.  The distribution of commitments to extend credit approximates the distribution of loans outstanding. Standby letters of credit are granted primarily to commercial borrowers.</font></div></div>
20000000
20000000
6856800
6856800
6449726
6449726
6836000
6836000
<div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 2. Comprehensive Income</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Comprehensive income includes net income (loss), as well as the change in net unrealized gain (loss) on investment securities available for sale, net of tax.  Comprehensive income is presented in the following table:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(Unaudited; in thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net income (loss)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,716</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,450</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,571</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(708</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" colspan="16" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net unrealized (losses) gains arising during the period</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(736</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">494</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(192</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">810</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Related income tax benefit (expense)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">152</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(173</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(221</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net securities gains reclassified into earnings</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(861</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,057</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(47</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Related income tax benefit</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">426</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">432</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 45pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net effect on other comprehensive income (loss) for the period</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,019</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">321</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(797</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">538</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Comprehensive income (loss)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">697</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,771</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,774</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(170</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div></div>
6980000
5587000
1277131000
1358345000
1138376000
1248454000
138755000
109891000
2264000
2283000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 15. Derivative Financial Instruments</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In the normal course of business, the Bank uses a variety of financial instruments to service the financial needs of customers and to reduce its exposure to fluctuations in interest rates.  Derivative instruments that the Bank uses as part of its interest rate risk management strategy include mandatory forward delivery commitments and rate lock commitments.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">As a result of using over-the-counter derivative instruments, the Bank has potential exposure to credit loss in the event of nonperformance by the counterparties.  The Bank manages this credit risk by selecting only well established, financially strong counterparties, spreading the credit risk amongst many such counterparties and by placing contractual limits on the amount of unsecured credit risk from any single counterparty.  The Bank's exposure to credit risk in the event of default by a counterparty is the current cost of replacing the contracts net of any available margins retained by the Bank.  However, if the borrower defaults on the commitment, the Bank requires the borrower to cover these costs.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company's derivative instruments outstanding at September 30, 2011 include commitments to fund loans held for sale.  The interest rate lock commitment was valued at fair market value at inception.  The rate locks will continue to be adjusted for changes in value resulting from changes in market interest rates.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company originates single-family residential loans for sale pursuant to programs with the Federal National Mortgage Association (“FNMA”).  At the time the interest rate is locked in by the borrower, the Bank concurrently enters into a forward loan sale agreement with respect to the sale of such loan at a set price in an effort to manage the interest rate risk inherent in the locked loan commitment.  Any change in the fair value of the loan commitment after the borrower locks in the interest rate is substantially offset by the corresponding change in the fair value of the forward loan sale agreement related to such loan.  The period from the time the borrower locks in the interest rate to the time the Bank funds the loan and sells it to FNMA is generally 60 days.  The fair value of each instrument will rise or fall in response to changes in market interest rates subsequent to the dates the interest rate locks and forward loan sale agreements are entered into.  In the event that interest rates rise after the Bank enters into an interest rate lock, the fair value of the loan commitment will decline.  However, the fair value of the forward loan sale agreement related to such loan commitment should increase by substantially the same amount, effectively eliminating the Company's interest rate and price risk.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011, the Company had notional amounts of $14.8 million in contracts with customers and $35.8 million in contracts with FNMA for interest rate lock commitments outstanding related to loans being originated for sale.  The related fair values of these commitments were an asset of $383 thousand and a liability of $180 thousand as of September 30, 2011.  At December 31, 2010, the Company had notional amounts of $8.1 million in contracts with customers and $33.2 million in contracts with FNMA for interest rate lock commitments outstanding related to loans being originated for sale.  The related fair values of these commitments were an asset of $567 thousand and a liability of $25 thousand as of December 31, 2010.  For the three months ending September 30, 2011 and 2010, income and expenses relating to the valuation of these derivative instruments totaled $48 thousand and $372 thousand in income, respectively.  For the nine months ended September 30, 2011 and 2010, income and expenses relating to the valuation of these derivative instruments totaled $339 thousand in expense and $422 thousand in income, respectively.  These amounts are included under “Other” in “Other expenses” on the consolidated statements of operations.</font></div></div>
0.19
0.45
0.46
-0.36
58000
109000
643675
628914
-6759000
-6132000
20322000
110000
0
9000
1868000
1692000
8712000
238000
57000
546000
36868000
89316000
3050000
4313000
9652000
13996000
2046000
3281000
6599000
10849000
189000
253000
592000
634000
64000
18000
168000
251000
12449000
14277000
35924000
25373000
48000
0
55000
0
38000
74000
172000
254000
268000
285000
832000
882000
636000
747000
1774000
2156000
21000
21000
61000
62000
5426000
6736000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 5. Investment Securities</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Amortized cost and fair values of investment securities are summarized as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">AVAILABLE FOR SALE</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,097</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,334</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">83</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,054</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">71,218</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">356</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(840</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,734</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,286</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">722</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(886</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,551</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">184</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,735</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,263</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">402</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,584</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">98,692</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99,272</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">161,506</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,780</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">162,591</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">HELD TO MATURITY</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,194</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,107</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">91</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,107</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">91</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="left"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">OTHER INVESTMENTS</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Gains</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-marketable equity securities (including FRB and FHLB stock)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,876</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,876</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment in unconsolidated trusts</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-marketable equity securities (including FRB and FHLB stock)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,219</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,219</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment in unconsolidated trusts</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,335</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Realized net gains on sale of securities available for sale are summarized as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30,</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross realized gains</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">862</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,064</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross realized losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(7</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net gains</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,057</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">A summary of unrealized loss information for investment securities, categorized by security type, at September 30, 2011 and December 31, 2010, is as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less than 12 Months</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">12 Months or Longer</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">AVAILABLE FOR SALE</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Government sponsored agencies</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,956</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,956</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(46</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">35,853</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(736</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,677</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(104</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43,530</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(840</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,809</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(782</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,677</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(104</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,486</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(886</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$ </font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(81</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential mortgage-backed securities</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,796</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,796</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(614</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">42,478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(695</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less than 12 Months</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">12 Months or Longer</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">HELD TO MATURITY</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized Losses</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">States and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Totals</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,089</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(247</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">At September 30, 2011, $61.8 million in amortized cost of debt securities (representing a total of 50 different securities) had unrealized losses with aggregate depreciation of 1.8% of the Company's amortized cost basis.  Of these securities, $9.2 million (representing 15 securities) had a continuous unrealized loss position for twelve months or longer with an aggregate depreciation of 3.3%.  The unrealized losses relate principally to the general change in interest rates and illiquidity, and not credit quality, that has occurred since the securities purchase dates, and such unrecognized losses or gains will continue to vary with general interest rate level fluctuations in the future.  As management does not intend to sell the securities, and it is unlikely that the Company will be required to sell the securities before their anticipated recovery, no declines are deemed to be other-than-temporary.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The amortized cost and fair value of investment securities, as of September 30, 2011, by contractual maturity are shown below.  Maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Available for Sale</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Held to Maturity</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" width="22%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other Investments</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized Cost</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom" width="70%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">One year or less</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,265</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,290</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">150</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">150</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">One to five years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">63,759</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">64,034</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Five to ten years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,808</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,222</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,026</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Over ten years</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,454</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,026</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,641</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,835</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,116</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity investments with no stated maturity</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,726</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,286</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,122</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,863</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,861</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,992</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Securities with carrying amounts of $21.7 million and $36.9 million at September 30, 2011 and December 31, 2010, respectively, were pledged as collateral on public deposits and for other purposes as required or permitted by law.</font></div></div>
5636000
5152000
16594000
15321000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 10. Long-term Capital Lease Obligations</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company is leasing land in Santa Fe and built a Bank office on the site.  In July of 2009, Trinity sold the improvements to the Bank and entered into a sublease with the Bank.  The construction of the office was completed in October of 2009, and the new office opened on October 19, 2009.  The ground lease has an 8-year term, expiring in 2014, and contains an option to purchase the land for a price certain at the termination of the initial term of the lease.  The ground lease is classified as a capital lease.  The Company also holds a note and mortgage on this land, and the interest payments received on the note are approximately equal to the payments made on the lease.  The principal due on the note at maturity (simultaneous with the lease maturity) will largely offset the option purchase price.  Lease expense for each of the three-month periods ended September 30, 2011 and 2010 were $46 thousand.  Lease expense for each of the nine-month periods ended September 30, 2011 and 2010 were $139 thousand.</font></div></div>
1357670000
1441987000
1482833000
1565442000
21036000
25080000
15788000
17963000
47561000
51873000
22300000
32300000
136122000
162591000
10863000
11107000
377000
306000
1145000
1037000
-84826000
-73156000
24509000
18587000
28625000
13821000
-16695000
-22801000
-1145000
-20512000
-64519000
-47742000
1716000
3450000
4571000
-708000
1187000
2918000
2958000
-2297000
-31692000
-40748000
13749000
14777000
40803000
41231000
27177000
28722000
1158484000
1161216000
256000
638000
1765000
2470000
1013000
1089000
2898000
3094000
724000
16000
2505000
1335000
153000
164000
510000
486000
92000
102000
598000
311000
4265000
4328000
11423000
10848000
489000
442000
1450000
1253000
1057000
1762000
650000
659000
1982000
1959000
861000
0
1057000
47000
600000
1590000
2339000
3068000
457000
99000
832000
759000
2433000
2229000
174000
198000
386000
309000
408000
372000
1220000
1213000
783000
896000
2433000
2222000
16799000
19090000
50455000
55227000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 1. Basis of Presentation</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The accompanying unaudited consolidated financial statements include the consolidated balances and results of operations of Trinity Capital Corporation (“Trinity”) and its wholly owned subsidiaries: Los Alamos National Bank (the “Bank”), Title Guaranty & Insurance Company (“Title Guaranty”), TCC Advisors Corporation (“TCC Advisors”) and TCC Funds, collectively referred to as the “Company.”  Trinity Capital Trust I (“Trust I”), Trinity Capital Trust III (“Trust III”), Trinity Capital Trust IV (“Trust IV”) and Trinity Capital Trust V (“Trust V”), collectively referred to as the “Trusts,” are trust subsidiaries of Trinity but are not consolidated in these financial statements (see consolidation accounting policy below).  The Bank holds a 24% interest in Cottonwood Technology Group, LLC (“Cottonwood”).  Cottonwood is owned by the Bank, the Los Alamos Commerce & Development Corporation and an individual not otherwise associated with Trinity or the Bank.  Cottonwood completed the initial close on a pre-seed and seed-stage investment fund in October 2009 and is focused on assisting new technologies, primarily those developed at New Mexico's research and educational institutions, reaching the market by providing management advice and capital consulting.  The Bank's full capital investment of $150 thousand was made in July 2009 and is reflected in these consolidated financial statements.  In October 2008, the Bank purchased the assets of Allocca & Brunett, Inc., an investment advisory company in Santa Fe, New Mexico.  In 2009, the Bank created Finance New Mexico Investment Fund IV, LLC (“FNM Investment Fund IV”) and is the only member. FNM Investment Fund IV was created to acquire a 99.99% interest in FNM Investor Series IV, LLC (“FNM Investor Series IV”), 0.01% interest in which is held by Finance New Mexico, a governmental instrumentality.  These entities were both created to enable the funding of loans to, and investments in, a New Market Tax Credit project.  The initial value of these tax credits was $1.9 million.  As of September 30, 2011 and December 31, 2010, the unamortized amount of the new market tax credit was $1.3 million and $1.5 million, respectively, and is included in “other investments” on the consolidated balance sheet.  The initial amount of the loan was $5.2 million.  As of September 30, 2011 and December 31, 2010, the current outstanding loan amount was $5.2 million and is included in “loans, net” on the consolidated balance sheet.  In April 2010, the Bank activated TCC Advisors as a business unit operating one of the Bank's foreclosed properties, Santa Fe Equestrian Center, in Santa Fe, New Mexico.  The size of the initial investment was $322 thousand.  As of September 30, 2011, the total investment was $574 thousand and is included in “other investments” on the consolidated balance sheet.  In September of 2010, the Bank joined Southwest Medical Technologies, LLC (“SWMT”) as a 20% member.  Participation in this entity is part of the Bank's venture capital investments.  This entity is owned by the Bank (20%), Southwest Medical Ventures, Inc. (60%), and New Mexico Co-Investment Fund II, L.P. (20%).  SWMT is focused on assisting new medical and life science technologies identify investment and financing opportunities.  The Bank's total capital investment is expected to be $250 thousand.  As of September 30, 2011, the investment in SWMT was $181 thousand and is included in “other investments” on the consolidated balance sheet. </font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The business activities of the Company consist solely of the operations of its wholly owned subsidiaries.  All significant inter-company balances and transactions have been eliminated in consolidation.  In the opinion of management, all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation of the consolidated financial position, results of operations and cash flows for the interim periods have been made.  The results of operations for the three and nine months ended September 30, 2011, are not necessarily indicative of the results to be expected for the entire fiscal year.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The unaudited consolidated interim financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America and industry practice.  Certain information in footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America and industry practice has been condensed or omitted pursuant to rules and regulations of the Securities and Exchange Commission.  These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's December 31, 2010 audited financial statements in its Form 10-K, filed with the SEC on March 10, 2011.</font><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The consolidated financial statements include the accounts of the Company.  The accounting and reporting policies of the Company conform to generally accepted accounting principles (“GAAP”) in the United States of America and general practices within the financial services industry.  In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the year.  Actual results could differ from those estimates.  Areas involving the use of management's estimates and assumptions, and which are more susceptible to change in the near term, include the allowance for loan losses, valuation of other real estate owned, valuation of deferred tax assets and initial recording and subsequent valuation for impairment of mortgage servicing rights.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Certain items have been reclassified from prior period presentations in conformity with the current classification.  These reclassifications did not result in any changes to previously reported net income (loss) or stockholders' equity.</font></div></div>
-797000
538000
6732000
5990000
1279000
0
14898000
21860000
0
1739000
2460000
970000
-89116000
-135106000
1000000
1000000
35539
35539
1777
1777
35539
35539
1777
1777
529000
532000
1613000
1589000
0
134000
75469000
101830000
245000
248000
470000
171000
20507000
3422000
94525000
128261000
1380000
13497000
29258000
30264000
1300000
500000
4879000
15858000
70958000
119769000
1914000
0
577000
392000
1258000
932000
<div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 7. Other Real Estate Owned</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Other real estate owned consists of property acquired due to foreclosure on real estate loans. Total other real estate owned consisted of:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction property</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,689</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,872</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,011</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,427</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,198</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,561</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14,898</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div></div>
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 6. Loans</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans consisted of:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">At December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unearned income</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,302</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,287</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,185,661</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,189,938</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="76%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Allowance for loan losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(28,722</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="76%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,158,484</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,161,216</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-style: italic;">Loan Origination/Risk Management.</font> The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk.  Management and the board of directors reviews and approves these policies and procedures on a regular basis.  A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial loans are underwritten after evaluating and understanding the borrower's ability to operate profitably and prudently expand its business.  Underwriting standards are designed to promote relationship banking rather than transactional banking.  Once it is determined that the borrower's management possesses sound ethics and solid business acumen, the Company's management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed.  Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  Most commercial and industrial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis.  In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Commercial real estate loans are subject to underwriting standards and processes similar to commercial non-real estate loans, in addition to those of other real estate loans.  These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate.  Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan.  Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy.  The properties securing the Company's commercial real estate portfolio are geographically concentrated in the markets in which the Company operates.  Management monitors and evaluates commercial real estate loans based on collateral, location and risk grade criteria.  The Company also utilizes third-party sources to provide insight and guidance about economic conditions and trends affecting market areas it serves.  In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans.  At September 30, 2011 and December 31, 2010, approximately 28.0% and 29.3%, respectively, of the outstanding principal balance of the Company's commercial real estate loans were secured by owner-occupied properties.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may originate from time to time, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success.  Construction loans are underwritten utilizing feasibility studies, independent appraisal reviews, sensitivity analysis of absorption and lease rates and financial analysis of the developers and property owners.  Construction loans are generally based upon estimates of costs and value associated with the complete project.  These estimates may be inaccurate.  Construction loans often involve the disbursement of substantial funds with repayment substantially dependent on the success of the ultimate project.  Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property or an interim loan commitment from the Company until permanent financing is obtained.  These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions and the availability of long-term financing.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company originates consumer loans utilizing a credit scoring analysis to supplement the underwriting process.  To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel.  This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk.  Additionally, trend and outlook reports are reviewed by management on a regular basis.  Underwriting standards for residential real estate and home equity loans are heavily influenced by statutory requirements, which include, but are not limited to, maximum loan-to-value levels, debt-to-income levels, collection remedies, the number of such loans a borrower can have at one time and documentation requirements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company maintains an independent loan review department that reviews and validates the credit risk program on a periodic basis.  Results of these reviews are presented to management.  The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company's policies and procedures.  In addition, the Company utilizes a third-party to periodically review loans to supplement the Company's internal review process.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Non-performing Loans. </font>Non-performing loans include (i) loans accounted for on a non-accrual basis and (ii) accruing loans contractually past due 90 days or more as to interest and principal.  Management reviews the loan portfolio for problem loans on an ongoing basis.  During the ordinary course of business, management may become aware of borrowers who may not be able to meet the contractual requirements of loan agreements.  Such loans are placed under close supervision with consideration given to placing the loan on a non-accrual status, increasing the allowance for loan losses, and (if appropriate) partial or full charge-off.  After a loan is placed on non-accrual status, any interest previously accrued, but not yet collected, is reversed against current income.  When payments are received on non-accrual loans, such payments will be applied to principal and any interest portion included in the payments are not included in income, but rather are applied to the principal balance of the loan.  Loans will not be placed back on accrual status unless all back interest and principal payments are made.  Our policy is to place loans 90 days past due on non-accrual status.  An exception is made when management believes a loan is well secured and in the process of collection.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">There were no changes made in the Bank's credit policy during the third quarter of 2011.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents the contractual aging of the recorded investment in current and past due loans by class of loans as of September 30, 2011 and December 31, 2010, including non-performing loans:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">30-59 Days</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">60-89 Days</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">days or more</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">141,287</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">417,642</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,469</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,469</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">377,828</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,251</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,409</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,676</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">136,658</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,528</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">269</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,357</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,154</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,328</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">252</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">62</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,179</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,493</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,128,743</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,031</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">347</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59,220</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nonperforming loan classification</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,558</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">491</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,349</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,907</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">146,875</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">759</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">83</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,270</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,112</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">405,393</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">808</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,971</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,779</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">388,898</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,422</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,038</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,355</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,815</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">141,126</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">717</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,628</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,250</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23,595</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47,974</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">156</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,464</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,658</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,130,266</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,862</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,787</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">61,959</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nonperforming loan classification</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">600</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,286</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,196</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">49,968</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents the recorded investment in nonaccrual loans and loans past due ninety days or more and still accruing by class of loans as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nonaccrual</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90 days or more and still accruing interest</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nonaccrual</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans past due 90 days or more and still accruing interest</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,497</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,598</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,434</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,419</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,231</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,951</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,278</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,908</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,467</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,092</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,907</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">49,968</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company utilizes an internal asset classification system as a means of reporting problem and potential problem loans.  Under the Company's risk rating system, the Company classifies problem and potential problem loans as “Special Mention,” “Substandard,” and “Doubtful”.  Substandard loans include those characterized by the distinct possibility that the Company will sustain some loss if credit deficiencies are not corrected.  Loans classified as Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Loans that do not currently expose the Company to sufficient risk to warrant classification in one of the aforementioned categories, but possess weaknesses that deserve management's close attention are deemed to be Special Mention.  Risk ratings are updated any time the situation warrants.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass-rated loans.  Loans listed as not rated are included in groups of homogeneous loans with similar risk and loss characteristics.  The following tables present the risk category of loans by class of loans based on the most recent analysis performed and the contractual aging as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Special</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mention</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="18" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,226</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">276</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,213</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143,715</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">398,767</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,399</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">37,945</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">439,111</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">372,871</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">17,633</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">390,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">122,772</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,126</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,914</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">155,812</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,129</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,692</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58,821</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,087,765</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,801</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">86,397</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="20" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">146,162</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">682</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,143</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">149,987</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">394,673</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">258</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">30,241</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">425,172</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">387,636</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">151</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,926</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">400,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">138,624</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">26,097</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">164,721</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,404</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,228</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">51,632</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,115,499</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table shows all loans, including non-performing loans, by classification and aging, as of September 30, 2011 and December 31, 2010:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Special Mention</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="18" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,083,770</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,515</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">31,458</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,128,743</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 30-59 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,875</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">81</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,031</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 60-89 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">120</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">211</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">347</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 90 days or more</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">54,842</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,087,765</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,801</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">86,397</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,187,963</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="20" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,111,092</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,083</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,130,266</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 30-59 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,903</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">959</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,862</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 60-89 days</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,283</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,787</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="40%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past due 90 days or more</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,310</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="40%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,115,499</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,091</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">75,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,192,225</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2011 and December 31, 2010, showing the unpaid principal balance, the recorded investment of the loan (reflecting any loans with partial charge-offs), and the amount of allowance for loan losses specifically allocated for these impaired loans (if any):</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="11" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="10" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unpaid Principal Balance</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance for Loan Losses Allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unpaid Principal Balance</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance for Loan Losses Allocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With no related allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,821</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,428</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,484</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,606</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,514</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">22,123</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,442</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23,901</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,648</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,425</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,381</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,734</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,702</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,278</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,124</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,918</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,667</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,287</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,460</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,117</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="24" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With an allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,908</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,819</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">57</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">479</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">479</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">673</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">603</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">58</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">380</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">380</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,668</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,406</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">955</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,429</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,429</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">338</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">234</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,316</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">800</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">203</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">80</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 36pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">79,151</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">70,403</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,273</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">69,640</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">62,025</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">478</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table presents loans individually evaluated for impairment by class of loans for the periods shown ending September 30, 2011 and September 30, 2010, showing the average recorded investment and the interest income recognized:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="15" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="14" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="7" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2010</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average Recorded Investment</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income Recognized</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="30" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="32" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With no related allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,212</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,252</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,271</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,531</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">30</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,878</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,281</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,588</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21,714</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,457</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">14</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,833</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,153</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">10,418</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,625</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">23</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,713</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">73</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,582</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,667</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20,022</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">357</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">18,050</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,146</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,574</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,075</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,217</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="32" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With an allowance recorded:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,118</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">749</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,562</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">34</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,106</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">491</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">274</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">416</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">344</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,613</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">64</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,538</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">44</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,804</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">134</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,779</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">95</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction real estate</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">117</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">39</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Installment and other</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,052</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">475</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,033</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">841</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">69,072</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">125</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">57,661</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,354</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">67,564</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">63,761</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="7%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,503</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Allowance for Loan Losses: </font>The Company has established an internal policy to estimate the allowance for loan losses.  This policy is periodically reviewed by management and the board of directors.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The allowance for loan losses is that amount which, in management's judgment, is considered appropriate to provide for probable losses in the loan portfolio. In analyzing the adequacy of the allowance for loan losses, management uses a comprehensive loan grading system to determine risk potential in the portfolio, and considers the results of periodic internal and external loan reviews.  Historical loss experience factors and specific reserves for impaired loans, combined with other considerations, such as delinquency, non-accrual, trends on criticized and classified loans, economic conditions, concentrations of credit risk, and experience and abilities of lending personnel, are also considered in analyzing the adequacy of the allowance.  Management uses a systematic methodology, which is applied at least quarterly, to determine the amount of allowance for loan losses and the resultant provisions for loan losses it considers adequate to provide for probable loan losses.  In the event that different assumptions or conditions were to prevail, and depending upon the severity of such changes, the possibility of materially different financial condition or results of operations is a reasonable likelihood.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Three methods are used to evaluate the adequacy of the allowance for loan losses: (1) specific identification, based on management's assessment of loans in our portfolio and the probability that a charge-off will occur in the upcoming quarter; (2) losses probable in the loan portfolio besides those specifically identified, based upon a migration analysis of the percentage of loans currently performing that have probable losses; and (3) qualitative adjustments based on management's assessment of certain risks such as delinquency trends, watch-list and classified trends, changes in concentrations, economic trends, industry trends, non-accrual trends, exceptions and loan-to-value guidelines, management and staff changes and policy or procedure changes.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in economic conditions.  In addition, as an integral part of their examination process regulatory agencies periodically review our allowance for loan losses and may require us to make additions to the allowance based on their evaluation of information available at the time of their examinations.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Activity in the allowance for loan losses was as follows:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Three Months Ended September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,207</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,149</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,033</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,251</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,903</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,543</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(414</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">839</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">788</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">97</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(11</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,300</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(488</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(303</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(702</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(438</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(60</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,991</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">50</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">52</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">325</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(331</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(253</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(664</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(386</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(32</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,666</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,462</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold;">Three Months Ended September 30, 2010:</font></font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,570</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,586</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,136</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,941</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,255</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,170</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">29,658</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(3,328</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,597</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,731</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,919</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">755</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,174</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">500</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(931</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(572</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,273</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,256</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(472</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,504</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,041</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">106</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,190</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,110</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(572</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,167</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,256</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(429</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,314</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,352</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,611</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,700</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,604</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,581</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">996</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,844</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div style="display: block; text-indent: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">real estate</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Installment</font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">and other</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td colspan="26" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(In thousands)</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Nine Months Ended September 30, 2011:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,857</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,010</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,093</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,322</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,122</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">318</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">28,722</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(199</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,352</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,699</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">220</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">124</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(317</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">) </font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,879</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,366</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(694</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,896</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,743</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(458</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(7,157</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">170</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">67</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">261</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">163</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">72</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">733</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net charge-offs</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,196</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(627</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,635</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,580</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(386</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(6,424</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending balance</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,462</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,157</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,962</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,860</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 4px double;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,177</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" colspan="28" valign="bottom"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold;">Nine Months Ended September 30, 2010:</font></font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Beginning balance</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,371</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,316</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,100</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,637</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,080</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></div></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24,504</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision (benefit) for loan losses</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">848</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,339</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,911</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,850</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,914</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">996</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,858</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,941</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,044</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,491</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(4,963</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,529</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(14,968</font></div></td><td align="left" valign="bottom" width="1%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -18pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="9%" style="border-bottom: black 2px solid;"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,074</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" w