Exhibit 12.1

Computation of Ratio of Earnings to Fixed Charges

(in thousands)

	Six Months		For the Years Ended December 31,
	Ended June 30, 2017		2016		2015		2014		2013		2012
EXCLUDING INTEREST ON DEPOSITS:
Fixed Charges:
Interest Expense	$	753	$	872	$	645	$	603	$	618	$	1,070
Estimated interest included with rental expense		16		38		30		34		37		41
Total fixed charges	$	769	$	910	$	675	$	637	$	655	$	1,111
Earnings:
Income from continuing operations before income tax	$	4,692	$	14,049	$	12,012	$	9,050	$	6,243	$	5,126
Fixed Charges		769		910		675		637		655		1,111
Total Earnings	$	5,461	$	14,959	$	12,687	$	9,687	$	6,898	$	6,237
Ratio of Earnings to Fixed Charges (excluding deposit interest)		7.1		16.4		18.8		15.2		10.5		5.6
INCLUDING INTEREST ON DEPOSITS:
Fixed Charges:
Interest Expense	$	3,214	$	4,316	$	3,207	$	2,972	$	2,918	$	4,137
Estimated interest included with rental expense		16		38		30		34		37		41
Total fixed charges	$	3,230	$	4,354	$	3,237	$	3,006	$	2,955	$	4,178
Earnings:
Income from continuing operations before income tax	$	4,692	$	14,049	$	12,012	$	9,050	$	6,243	$	5,126
Fixed Charges		3,230		4,354		3,237		3,006		2,955		4,178
Total Earnings	$	7,922	$	18,403	$	15,249	$	12,056	$	9,198	$	9,304
Ratio of Earnings to Fixed Charges (including deposit interest)		2.5		4.2		4.7		4.0		3.1		2.2